Legal
Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions govern the use of the website glaciomorphmx.com, owned by Hogar y Finanzas México S.A. de C.V. By accessing and using this site, you agree to comply with these terms in their entirety.
1. Nature of Content
All content published on glaciomorphmx.com is exclusively informational and educational in nature. The calculators, articles, guides, and any other material available on the site DO NOT constitute personalized financial, legal, or tax advice. The results from our calculation tools are approximate estimates and should not be considered as offers, quotes, or commitments from any financial institution.
2. Limitation of Liability
GlacioMorph MX is not responsible for financial decisions that users make based on the information provided on this site. Actual conditions of mortgage credits, interest rates, down payment requirements, and other financial aspects vary depending on the institution, the applicant's profile, and market conditions. We strongly recommend consulting with a certified financial advisor before making any investment or credit contracting decision.
3. Intellectual Property
All original content on the site, including texts, designs, logos, graphics, and source code, is the property of Hogar y Finanzas México S.A. de C.V. and is protected by Mexican intellectual property and copyright laws. Total or partial reproduction of the content without prior written authorization is prohibited.
4. Acceptable Use
By using this site, you agree to: use the information exclusively for personal, non-commercial purposes; not attempt to access restricted areas of the site or interfere with its operation; not use the content to deceive third parties or for fraudulent purposes; provide truthful information in contact forms.
5. Third-Party Links
Our site may contain links to third-party websites. These links are provided solely for your convenience and do not imply endorsement or responsibility for the content of those sites. We recommend reviewing the privacy policies and terms of use of any external site you visit.
6. Applicable Law and Jurisdiction
These Terms and Conditions are governed by the laws of the United Mexican States. For any dispute arising from the use of this site, the parties submit to the jurisdiction of the competent courts of Mexico City, waiving any other jurisdiction that may correspond to them by reason of domicile.
7. Modifications
GlacioMorph MX reserves the right to modify these Terms and Conditions at any time. Modifications will take effect upon publication on this page. Continued use of the site after any modification constitutes acceptance of the new terms.